DebtForgiveness.org

Learn if you qualify for debt forgiveness in your local community

Terms of Use

Terms of Use Agreement

Last Updated: December 29, 2023

Terms of Use Agreement

This website is owned by Event Media 770 Corp. By using this website, you are entering into a legal agreement agree to abide by the terms of use contained here, and you hereby agree that you have read and fully understand these terms of use.

This Terms of Use Agreement (“Agreement”) applies to the website debtforgiveness.org operated by Event Media 770 Corp and any of its affiliates and subsidiaries (“Websites” or each individually “Website”) on which this Agreement is displayed. This Agreement shall also apply to your use of any goods or services provided through the Websites (collectively “Services”), regardless as to the method they are accessed. By browsing, accessing, or using the Websites, you hereby acknowledge that you understand, accept and agree to be bound by this Agreement, as well as our Privacy Policy, which is hereby incorporated into this Agreement by reference. You hereby agree that, to the fullest extent required by the law of any state, you have been provided with, have received, and agree to all consent and disclosure requirements. Certain services may include additional terms. By agreeing to proceed with any such Services you hereby acknowledge that you have read, fully understand, and agree to be bound by any additional terms referenced or displayed that apply to that service.

  • For purposes of this Agreement, this is to clarify that “you” or “your” means the person(s) using the Services and/or the Websites, and any person(s) for whom such person(s) are acting as an agent with respect to the Services and/or the Websites.
  • “Event Media 770 Corp”, “us” or “we” includes Event Media 770 Corp and any of its affiliates or subsidiaries.
  • “Provider(s)” includes, but may not be limited to, debt relief, debt management, credit counseling agencies and other entities offering products and services through Event Media 770 Corp Websites.
  • “Qualification Form” refers to your request to be matched with providers of any of the products and services that you may be connected to through Event Media 770 Corp Websites.

We reserve the full right, at our sole discretion, at any time to modify or change the Websites or this Agreement (or any portion thereof). Such modifications and/or changes become effective immediately upon posting on the Websites. You hereby agree to review this Agreement for any such changes upon your use of the Websites, and that your continued use of the Services or Websites or shall constitute your acceptance of such modifications and changes. The Websites are intended for the use of individuals who are at least 18 years of age and whom are accessing the internet from a physical location within the United States of America. By accessing or usng the Websites, you hereby acknowledge that you are 18 years of age or older, and are accessing the internet from a physical location located from within the United States of America.

Privacy Policy

Our Privacy Policy, is hereby incorporated by reference into this Agreement.

Electronic Communications/Notices and Information Delivered Electronically

Our Consent Agreement for Electronic Disclosures and Communications are hereby incorporated by reference into this Agreement. You agree to receive all current and future communications, notices, disclosures, and information electronically with us and our providers. Your continued use of this website is clear evidence of your intent, and your acceptance, and agreement to be bound by this Agreement.

Copyright, Trademark and Service Mark Notices

All text, artwork, graphics, photographs, logos, videos, sound, interfaces, trademarks, and computer code, html code, including but not limited to the design, coordination, “appearance, look and feel” and the arrangement of elements contained on the Websites (collectively “Content”) is licensed or owned by or to Event Media 770 Corp. The Content is protected by copyright, trademark, and patent laws, as well as other intellectual property rights and unfair competition laws. Except as may expressly be stated herein, no part of the content or websites may be republished, copied, reproduced, uploaded, posted, broadcasted, publicly displayed, encoded, distributed or transmitted in any method, including the use of mirrors or framing to any other computer, server, IT network, website or any other type of medium for publication, distribution or broadcast for any type of commercial enterprise, without Event Media 770 Corp prior written authorization. Nothing on the Websites shall be construed as granting any type of license or right to use any type of content.

Disclaimers and Liability

THE WEBSITES, SERVICES AND CONTENT ARE HEREBY PROVIDED FOR USE “AS IS” WITHOUT WARRANTY OF ANY KIND. EVENT MEDIA 770 CORP DOES NOT WARRANT THAT THE CONTENT, WEBSITES OR SERVICES SHALL BE ERROR-FREE, ACCURATE, OR UNINTERRUPTED. EVENT MEDIA 770 CORP DOES NOT WARRANT THAT THE SERVICES, WEBSITES, OR CONTENT WILL PROVIDE SPECIFIC TYPES OF RESULTS.

TO THE MAXIMUM EXTENT NOT PROHIBITED BY LAW:

  • UNDER NO CIRCUMSTANCES SHALL EVENT MEDIA 770 CORP BE LIABLE FOR ANY TYPE OF DAMAGES WHATSOEVER ARISING OUT OF YOUR RELIANCE ON OR THE USE OF THE SERVICES, WEBSITES, CONTENT, OR OTHER ITEMS LOCATED ON THE WEBSITES.
  • EVENT MEDIA 770 CORP HEREBY DISCLAIMS ALL WARRANTIES OF ANY KIND, WHETHER STATUTORY, EXPRESS OR IMPLIED, INCLUDING, WITHOUT LIMITATION, IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE.

ADDITIONALLY, THE OFFERING OR INCLUSIONOF ANY SERVICES OR PRODUCTS ON THE WEBSITES DOES NOT CONSTITUTE ANY TYPE OF ENDORSEMENT OR RECOMMENDATION OF SUCH SERVICES OR PRODUCTS BY US. ANY AND ALL SUCH INFORMATION, SERVICES AND PRODUCTS ARE PROVIDED “AS IS” WITHOUT WARRANTY OF ANY KIND.

Indemnity

You hereby agree to fully indemnify, defend and hold harmless EVENT MEDIA 770 CORP and its directors, officers, employees, shareholders, predecessors, successors-in-interest, agents, licensors, subsidiaries and affiliates (“Event Media 770 Corp Parties”) from and against any and all claims, losses, expenses, liabilities (including attorneys’ costs and fees) and damages arising out of, or related to your use of the services or websites, your violation of any third-party right or law, or your violation or your alleged violation of this Agreement. You shall not settle any such claim or matter without the prior written authorization of Event Media 770 Corp. The Event Media 770 Corp parties reserve the full right, at their own expense, to assume the exclusive defense and control of any matter subject to indemnification by you, and you further agree that you will fully cooperate in the defense of any such claims.

Limitation on Damages

EVENT MEDIA 770 CORP LIABILITY, IF ANY, SHALL BE LIMITED TO DIRECT AND FORESEEABLE DAMAGES, WHICH SHALL NOT EXCEED THE AMOUNT PROVIDED BELOW. UNDER NO CIRCUMSTANCES SHALL EVENT MEDIA 770 CORP BE HELD LIABLE FOR INDIRECT, INCIDENTAL, CONSEQUENTIAL, STATUTORY, SPECIAL, EXEMPLARY OR PUNITIVE DAMAGES SUCH AS, BUT NOT LIMITED TO, LOSS OF REVENUE OR ANTICIPATED PROFITS OR LOST BUSINESS, LOST REVENUE, LOSS OF OR DAMAGE TO DATA, OR EMOTIONAL DISTRESS. NOTWITHSTANDING ANY OTHER PROVISION OF THIS AGREEMENT, UNDER NO NO CIRCUMSTANCES SHALL EVENT MEDIA 770 CORP TOTAL LIABILITY EXCEED U.S. $100.00. THESE LIMITATIONS AND EXCLUSIONS SHALL APPLY EVEN IF THIS REMEDY DOES NOT FULLY COMPENSATE YOU FOR ANY LOSSES OR FAILS OF ITS ESSENTIAL PURPOSE OR IF WE KNEW OR SHOULD HAVE KNOWN ABOUT THE POSSIBILITY OF SUCH DAMAGES. TO THE MAXIMUM EXTENT PERMITTED BY LAW, THESE EXCLUSIONS AND LIMITATIONS SHALL APPLY TO ANY CLAIMS RELATED TO THIS AGREEMENT OR TO THE SERVICES.

Links to Third Party Websites

The Websites may contain links to websites maintained or operated by third parties. Such links to other websites are provided for your convenience and reference only. We do not operate or control in any fashion or respect of any information, software, services or products that may be available on such non-affiliated third-party websites. Our inclusion of a link to a website does not imply any type of endorsement of the services, products, or the website, its contents, or its sponsoring entity or organization. Your use of any such third-party websites may be subject to other terms and conditions imposed by such third parties maintaining such websites. When you leave the Websites, you agree that we are not responsible for the content or accuracy of the information provided by such website, neither is it liable for any direct or indirect system or technical issues resulting from your access to or use of third-party technologies or programs available through such website.

Errors and Delays

You agree that Event Media 770 Corp shall not be responsible for any errors or delays in responding to a request or referral form of any kind caused by, including but not limited to, an incorrect email address or any other type of information provided by you or other technical issues beyond our reasonable control.

Dispute Resolution, Governing Law, Limitations and Waivers

YOU HEREBY AGREE THAT ANY DISPUTE BETWEEN YOU AND US, INCLUDING WITHOUT LIMITATION DISPUTES RELATED TO THE WEBSITES, SERVICES OR CONTENT (“DISPUTE”), SHALL BE FINALLY AND EXCLUSIVELY RESOLVED BY BINDING INDIVIDUAL ARBITRATION ADMINISTERED BY THE AMERICAN ARBITRATION ASSOCIATION (“AAA”) IN ACCORDANCE WITH ITS CONSUMER ARBITRATION RULES. DISPUTES SHALL BE ARBITRATED AT A HEARING CONDUCTED IN NEW YORK, NY ; THE ARBITRATOR(S) SHALL HAVE NO AUTHORITY TO DEVIATE FROM THE LAW, AND THE ARBITRATOR(S) SHALL MAKE ALL REASONABLE EFFORTS TO EXPEDITE THE ARBITRATION PROCEEDINGS AND TO LIMIT DISCOVERY. THIS MEANS THAT YOU WILL NOT BE ABLE TO LITIGATE ANY SUCH DISPUTE IN COURT, AND THAT YOU AGREE TO WAIVE YOUR RIGHT TO A JURY TRIAL. YOU AGREE THAT ANY DISPUTE SHALL BE GOVERNED BY THE LAWS OF THE STATE OF NEW YORK WITHOUT REGARD TO ANY CONFLICTS OF LAWS PROVISIONS. IF ANY MATTER PROCEEDS IN COURT, INCLUDING POST-ARBITRATION CONFIRMATION PROCEEDINGS, YOU HEARBY AGREE TO THE EXCLUSIVE PERSONAL JURISDICTION BY, AND VENUE IN, THE STATE AND FEDERAL COURTS LOCATED IN NEW YORK, NY, AND WAIVE ANY OBJECTION TO SUCH VENUE OR JURISDICTION.

You agree that no arbitration under this agreement shall be joined to an arbitration involving any other party subject to this agreement. Arbitration must be on an individual basis. You may not join or consolidate claims in arbitration or litigate in court or arbitrate any claims as a representative or member of a class or in a private attorney general capacity.

You agree that any disagreement or dispute regarding the applicability, enforceability, or interpretation of any provision of this Agreement, including the provisions regarding dispute resolution and arbitration, is a dispute subject to the arbitration provisions herein, and as such shall be resolved by an arbitrator.

You also agree that any cause of action or dispute arising out of or related to the Websites, Content or Services must be commenced within one year from the later of (1) when the cause or dispute of action accrues or, (2) through the exercise of reasonable diligence you should have known about the accrual of the cause of action. Otherwise, such cause of action is permanently barred.

This Agreement (including any and all referenced or incorporated policies, agreements and other provisions) hereby constitutes the entire agreement between you and Event Media 770 Corp and supersedes all prior or contemporaneous oral or written agreements or any other communications between the parties with respect to the subject matter hereof. If a conflict between the language of this Terms of Use Agreement and the language of any terms incorporated by reference, then the latter incorporated terms shall control.

You agree and acknowledge that, in entering into this Agreement, you are not relying on any warranty, representation, promise or statement express or implied, not explicitly set forth in this Agreement, and you hereby waive any claimed reliance on same. If any provision of this Agreement shall be found to be unenforceable or invalid you hereby agree that such provision shall, to the maximum extent feasible, be modified by to render it enforceable with respect to any Dispute at issue and to reflect to the maximum extent possible the intent of the existing language of the provision when considered in the context of this Agreement as a whole, that such modified provision shall be enforced with respect to the underlying claims in the Dispute at issue, and that such a finding of unenforceability or invalidity shall not affect the enforceability or validity of this Agreement as a whole or of any other provision or section of this Agreement.

Terms Applicable to All Services

We may provide educational content and operate online marketplaces that enable consumers to obtain debt management services offered by Event Media 770 Corp network of providers.

By submitting any Form through a Event Media 770 Corp Website, and separately for each such request you submit, you are clearly indicating that you wish to be contacted by Providers, and that you are providing express written authorization that Event Media 770 Corp, a third party on Event Media 770 Corp behalf, and Event Media 770 Corp Network Partners with whom you are matched, may deliver calls or text SMS messages to you, including for marketing purposes, utilizing an automatic or digital telephone dialing system or a prerecorded or an artificial voice to the phone number you have provided. You agree and understand that you are providing this consent to receive such telephone calls even if your telephone number is currently listed on any type of federal, state, local, internal, or corporate Do-Not-Call (“DNC”) Lists or Do-Not Call registry of any kind. You agree and understand that you are not required to consent to receive these communications as a condition of utilizing Event Media 770 Corp services.

You agree to receive email correspondence from Event Media 770 Corp, its affiliates, and its providers at the email address you provided or at other email addresses that may be associated with you that we have receive from providers or other parties. You hereby consent to receiving any such email, so it shall not be considered unauthorized or spam by any federal, state, local or federal law or regulation. You hereby agree that the consents described herein shall remain valid and in full effect until you revoke them by opting out of such communications as described below.

You may opt out of receiving calls at any time by engaging in any of the following reasonable methods: (1) emailing [email protected] to expressly state in writing that you no longer wish to be contacted by Event Media 770 Corp and are revoking your consent to be contacted; You agree to notify any particular Provider directly in writing if you no longer wish to receive communications from them. You further agree that Event Media 770 Corp is not responsible or held liable for a Provider’s failure to follow your or our instructions to opt out or stop contacting you.

Event Media 770 Corp is not a lender, creditor, debt management, debt settlement or credit counseling company. Event Media 770 Corp is not an agent of either you or any Provider. Event Media 770 Corp is not acting as your agent or as the agent of any Provider. Event Media 770 Corp services are only administrative. You hereby agree that you will rely on your own judgment and due diligence, and research independent of any communications or information you may receive from Event Media 770 Corp to determine and decide which available product, terms and Provider best suits your needs and financial situation.

Any qualification or contact form you may submit is not an application for credit, loan, debt settlement, debt management, debt relief, credit counseling. To clarify, it is an inquiry to be matched with Providers that may be able to present conditional offers. The Provider is solely responsible for any services or products provided to you, and you hereby agree that
Event Media 770 Corp shall not be held liable for any costs or damages of any kind arising out of or in any way connected or related with your use of such services or with your interactions with any Provider. You fully understand that Providers may keep your qualification or contact form information, and any other information provided by Event Media 770 Corp or received by them in the processing of your qualification or contact form, whether you are qualified for a product with them or complete a formal application for services with such Providers.

For any type of Service, by saving your information with Event Media 770 Corp or by submitting a Qualification or contact form, you herby represent that all the information you have provided is accurate, true, current and complete. You further acknowledge and agree that you alone will utilize your account to access the Services. You hereby agree not sell, transform or assign your account to anyone else or third party. You agree to keep your login information confidential, and to implement appropriate and reasonable safeguards to prevent unauthorized access to your account, and you agree not to share your account credentials with any third party or allow anyone else to log into our Services as you. You are fully responsible for all activities that occur under your member account. If you believe that your account has been compromised and is no longer secure, you agree to notify us in writing immediately.

When you “submit” information, create an account or otherwise register for products or services through our Websites, you agree and understand that you have established a business relationship between you and Event Media 770 Corp. That being said Event Media 770 Corp may send your information to certain affiliates, partners, and third parties as provided in the Privacy Policy. You agree that Event Media 770 Corp, its affiliates, partners and individuals calling on Event Media 770 Corp behalf may contact you utilizing information you provided with information, and offers of services and products available through Event Media 770 Corp and the Websites. You also agree to provide Event Media 770 Corp with permission to retain all such provided information and in addition to make live or recorded calls to provide or remind you of any information pertaining to your submission, including but not limited to incomplete qualification forms, contact forms, the identification of matched Providers, quality of services, deadlines or other matters in connection with your Qualification form or contact form. In addition, pleas take note that certain federal and state laws may require that the information you provide be stored and securely maintained and may not be removed, purged, deleted, destroyed until the expiration of certain such prescribed periods. Providers may also at times be required to share the information you submit to them with Event Media 770 Corp in order to adhere to applicable laws and regulations. Providers and Event Media 770 Corp may also maintain and share information provided by you and about you by third parties for internal marketing purposes and analytics. You are providing express written consent for the retention of this information upon completion of an inquiry or contact form for Event Media 770 Corp and the selected Provider to share this information for these purposes.

By submitting a qualification or contact form, you are providing express written authorization under the Fair Credit Reporting Act for Provider partners with whom you are matched to obtain your consumer credit report from your credit profile or other information from contracted Credit Bureau(s) for the purpose of matching you to a Provider, service or product through the Partner Partner network. This information may include, but not be limited to, your credit score, credit report, and other credit information. Provider Partners may obtain a limited credit report (“soft pull”) regardless of whether you provide your Social Security Number. To assist the government to combat identity theft, the funding of terrorism and money laundering activities, as well as to attempt to help verify your identity, Provider Partners may obtain, verify and record information that personally identifies each person who opens an account with Providers. Providers may request your name, email address, Social Security Number, address, city, state, postal zip code, telephone number, date of birth and other important information including, but not limited to, information that may received received from your credit file, that may allow Providers to properly identify you. It is possible that a Provider may perform a soft inquiry on your credit at the same time for the same or similar purposes. Such soft inquiries generally do not credit impact your credit score, however some soft inquiries may possibly have an impact. Not all Providers will request your Social Security Number and, for those that do, not all will perform the soft inquiry of credit. Event Media 770 Corp does not perform credit inquiries of any kind. From time-to-time Event Media 770 Corp may be examined by federal and state regulators. That being said we may be required to maintain your Personally Identifiable Information to adhere to certain jurisdictions’ data retention requirements. Your personal information may also be obtained from Providers after you are matched to adhere to federal and state reporting and record retention requirements. You hereby authorize Event Media 770 Corp and its participating Providers to share such information as may be required.

Services offered by Providers shall only be made to residents of states where Providers are licensed in their jurisdiction. A Provider’s participation in and offering of its products or services on the Websites does not constitute an offer by any Provider or by Event Media 770 Corp to provide services outside of their authorized jurisdictions. To the extent that you seek or receive information from a Provider regarding any prospective product or service which would be outside of the Providers’ authorized jurisdiction, such information is for informational purposes only. Providers shall have the right to suspend, discontinue, remove or terminate any offering of any product or service in any specific state through the Websites at any time, without any prior notice.

We do not guarantee the acceptance into any particular type of program or specific terms or conditions with regard to any Provider; approval standards are established and maintained solely by such individual Providers. Pleas take note that we do not guarantee that the rates offered by such Providers include the lowest rates that may be available in the market or the rate that the Providers will ultimately charge. A Provider’s conditional offer may be subject to various market conditions, qualification and approval. The rates and fees that are actually provided by Providers may be possibly be higher or lower depending on complete credit profile, collateral/property considerations, payment history, debt management programs (if applicable) including but not limited to equity, location, and value and income/asset consideration. Unless expressly stated in writing, nothing contained herein shall constitute an offer or promise to to provide the product or service. Providers may not offer all products and services, as well as not offer products or services in all states. There is always the possibility that you might not be matched with the Provider making any specific offer. If you agree to terms with any specific Provider with whom you are matched on our Websites, you may be responsible for paying fees associated with such Provider.

By clicking on any button indicating an acceptance or agreement to terms, a continuance of processing or submission (collectively, a “submission”) you understand that you are consenting, authorizing, acknowledging and agreeing to the stated terms and conditions of that submission and that you are submitting an inquiry for a Service through Event Media 770 Corp to each of the Providers to whom your request is transmitted. You are also indicating that you are consenting, authorizing, acknowledging and agreeing to receive disclosures, notices, and other communications (“Disclosures and Communications”) in electronic form (either via the Internet or by email)

Terms Applicable to Financial Education Content

We may provide content and various tools on our Websites that may allow you to improve your financial education and learn how certain financial decisions may impact your financial status. We may provide such materials for informational, educational only. At no time are we providing any type of financial, investment, legal, tax advice. You may see special offers on these Websites from companies that compensate us. Such compensation may impact the order and location in which these offers are displayed. Our Websites do not include the entire universe of available offers.

You agree to fully indemnify and hold Event Media 770 Corp (and its officers, employees, directors, subsidiaries, agents, joint ventures, employees and third-party service providers), harmless from all claims, damages, demands (consequential and actual) of every nature and kind, known and unknown including reasonable attorneys’ fees, arising out of a breach of your warranties and representations that are set forth above, this Agreement, or your violation of any law or the rights of any third party.

How We Are Compensated

Event Media 770 Corp is paid a marketing lead generation fee by Providers for the goods, and services provided. Your use of the Websites and/or Event Media 770 Corp services hereby constitutes your agreement with this compensation arrangement.

You might not be matched with any specific Providers making any specific offers. We may continue to attempt to match you and may contact you via telephone at the number you provided in a sincere effort to help you obtain a match. If we are able to identify a match not originally identified on your online offers page, you agree that we may call or contact you to identify such Providers and you may have the option to be connected with those Providers to learn more about their products and services.

Event Media 770 Corp reserves the full right to change this Agreement in its sole discretion at any time and without notice. You are responsible for regularly reviewing this Agreement. Your continued use of any service after the effective date of such changes shall constitute your acceptance of our terms of use.